| Policy Option |
Comprehensive |
Essentials |
Frequent Flyer |
| SECTION 1: CANCELLATION / TRAVEL DISRUPTION BENEFITS |
| 1a.* Loss of Deposits |
Unlimited |
$5,000 |
Unlimited |
| 1b. Cancellation of Journey Paid in Full |
Unlimited |
$5,000 |
Unlimited |
| 1c. Curtailment |
Unlimited |
$5,000 |
Unlimited |
| 1d. Missed connection |
$15,000 |
$500 |
$15,000 |
| 1e. Travel delay |
$15,000 |
$500 |
$15,000 |
| 1f. Frequent flyer points |
$5,000 |
Nil |
$5,000 |
| 1g. Resumption of travel |
$10,000 |
Nil |
$10,000 |
| 1h. Strikes and Hijacks |
$10,000 |
Nil |
$10,000 |
| 1i. Evacuation – Civil Unrest Pacific Islands |
$1,500 |
Nil |
$1,500 |
| 1j. Additional expenses as a result of an Act of Terrorism |
$3,000 |
Nil |
$3,000 |
| SECTION 2: MEDICAL BENEFITS |
| 2a.* Overseas medical expenses |
Unlimited |
$250,000 |
Unlimited |
| 2b. Terrorism – overseas medical expenses |
$250,000 |
Nil |
$250,000 |
| 2c. Emergency dental expenses |
|
|
|
| Emergency Dental Treatment – pain relief only |
$1,000 |
Nil |
$1,000 |
| Emergency Dental Treatment – as a result of an injury |
$3,000 |
$500 |
$3,000 |
| 2d.* Incidental hospital expenses |
$4,000 |
Nil |
$4,000 |
| 2e. Accompanying person costs |
$15,000 |
Nil |
$15,000 |
| 2f. Search and rescue – natural disaster |
$20,000 |
Nil |
$20,000 |
| SECTION 3: LIFE BENEFITS |
| 3a. Funeral expenses |
$25,000 |
$10,000 |
$25,000 |
| 3b. Accidental death or permanent disablement |
$50,000 |
Nil |
$50,000 |
| 3c. Accidental death or permanent disablement as a result of terrorism |
$25,000 |
Nil |
$25,000 |
| SECTION 4: BAGGAGE, PERSONAL EFFECTS AND MONEY BENEFITS |
| 4a. Personal Baggage – Total limit (including any items insured in Section 4c) |
$30,000 |
$5,000 |
$30,000 |
| Personal Baggage Item Limit |
$1,500 |
$750 |
$1,500 |
| Personal Baggage - Special Limit (electronic equipment, video and camera equipment) |
$2,500 |
Nil |
$2,500 |
| 4b.* Emergency baggage limit |
$1,500 |
$250 |
$1,500 |
| 4c. Specified high value items |
|
|
|
| Maximum Value Per item |
$10,000 |
Nil |
$10,000 |
| Maximum Total Value |
$20,000 |
Nil |
$20,000 |
| 4d. Travel Documents |
$3,000 |
$500 |
$3,000 |
| 4e. Personal Money |
$500 |
Nil |
$500 |
| 4f. Additional expenses as a result of an Act of Terrorism |
$3,000 |
Nil |
$3,000 |
| SECTION 5: PERSONAL LIABILITY BENEFITS |
| 5a. Rental vehicle excess |
$6,000 |
$1,000 |
$6,000 |
| 5b. Personal liability |
$2,500,000 |
$500,000 |
$2,500,000 |
| 5c. Defence costs – including wrongful arrest |
$10,000 |
Nil |
$10,000 |